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7 Apps to Help Manage Your Personal Finances

Do you have trouble keeping track of your expenses? Is your pocketbook or desk drawer full of old receipts? Do you often wonder where all your money went? If you answered yes to any of those questions, then maybe it’s time to get a little more organized with your personal finances. Luckily, you already have one of the best financial planning tools right there in your pocketbook – your smartphone!

Personal financial apps have been around since the App Store opened and they keep getting better. There are apps that can help you put together a household budget; apps that will track your spending history (I spent how much on shoes?); and yes, even apps that will store your receipts. Start using a personal finance app today and see if it can make a difference to your life. Here are ten of the best:


One of best financial apps, Koku consolidates all your finances into one place, so you know exactly how much you are spending, whether it’s from your checking accounts, savings accounts or credit cards. The intelligent reporting provides a unique analysis of your income and spending habits, and automatic iCloud syncing allows you to access your account on your Mac or smartphone anytime, anywhere.

Platform: iOS
Price: $4.99

Expense Manager

Expense Manager allows you to track expenses by week, month or year, or across categories. You can set up payment alerts, chart expense categories, search for individual transaction, import and export data for desktop analysis, and even take pictures to store receipts. The app includes handy tools such as a currency convertor, tip calculator, tax calculator, and more. Information can be automatically saved to a Dropbox account.

Platform: Android
Price: Free

Mint.com Personal Finance

One of the original personal finance apps and still one of the best, Mint.com syncs with your bank to pull in all your transactions and automatically categorizes them without the need for any additional data entry. Mint creates a customized budget based on your spending and sends bill reminders, alerts and advice right to your phone. A 4-digit PIN keeps your information secure and you can deactivate from your Mint.com profile if you lose your mobile device.

Platform: iOS, Android
Price: Free


More suitable for business or international travel, Money tracks and balances all your cash, debit, credit and savings accounts through manual or Open Financial Exchange (OFX) import. The App includes Balance, Transactions, Budget and Reports tabs for easy reference and management. Automatically converts currencies and enters recurring transactions. All data can be backed up and downloaded to a desktop. iCloud capability allows syncing across other iOS devices.

Platform: iOS
Price: $2.99


A user-friendly expense-tracking and budgeting tool, MoneyWise is a stand-alone app that monitors cash flow and allows you to set personal financial goals. A flexible tagging structure keeps track of expense categories, and colorful graphs and charts provide at-a-glance reporting. Data can be exported as HTML or as CSV files for Excel import.

Platform: Android
Price: Free


A fun app that brings a little amusement to the mundane routine of budgeting and expense-tracking, CoinKeeper uses coins, stars and other icons to represent transactions and color coding to indicate cash surpluses or those dreaded shortfalls. The goal-oriented budgeting feature helps you save money towards dream targets like vacations or a new car and, if you get off track, the app is quick to tell you where you are overspending!

Platform: iOS, Android
Price: $5.99

Spending Tracker

A straight-forward and easy to use expense-tracker, Spending Tracker tells you exactly where your money goes and even helps you build a simple budget. You can organize your spending by day, week, month or customizable categories, and everything is viewable via colorful, easy-to-read charts. A Pro upgrade ($2.99) allows you to schedule repeat transactions and export data for additional analysis.

Platform: iOS
Price: Free

Comment by Leslie Scott, posted 3/20/2014, 11:28 PM:

Exactly being an entrepreneur I know the fact that how much importance the expense management keeps and how much necessary it is. Personally I have been using the cloud based expense reporting app from Replicon - http://www.replicon.com/olp/expense-reports.aspx that takes the expense management all the way possibly structural to make the better sense.
Comment by Carol Horton, posted 3/3/2014, 6:34 AM:

I am personally using https://play.google.com/store/apps/details?id=com.mobyi.trackmybudget.moneyplanner&hl=en because of their wonderful design and awesome features like managing multiple account, handling recurring transaction and Auto SMS tracker.
Comment by Amber Long, posted 2/22/2014, 9:44 AM:

Nice article. Personally i like http://trackmybudget.pocketapps.co/ nice design and simple to use. 1
Comment by Pankaj Arora, posted 2/10/2014, 10:43 AM:

Great List and very helpful. I love Mint.... Very user friendly. The only other one I use is : SquareOff Now This allows me to keep track of dues between Friends like a running. Tab.... Awesome
Comment by Rebecca, posted 2/4/2014, 3:33 PM:

I've been looking for an app like this! It's EXACTLY what I need to keep track of my monthly budget. I usually overspend. This helps me know where I'm at & when to slow down on the spending. Excellent! Highly recommend it.
Comment by samad, posted 12/2/2013, 10:45 AM:

can you tell me how i get the app of expense manager for iphone please tell me the application is only for android or iphone how can i get that app in iphone
Comment by Phil, posted 11/28/2013, 4:40 PM:

The nice thing about this one is that it combines Three shopping calculators in One: Sales Tax, Discount & Tip Calculator • Price Calculation https://itunes.apple.com/us/app/sales-tax-discount-tip-calculator/id604706247?mt=8
Comment by zgjie, posted 11/11/2013, 7:38 AM:

I think Money Zen is best. https://itunes.apple.com/app/id664743830
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